Đăng ngày:
Personal Instalment Loan | Loans - HSBC VN From 27 November 2024, the new versions of our app will no longer work on older versions of operating systems on Android and Apple devices. To continue to enjoy the latest features on your HSBC Vietnam app, please update your device's operating system to aOS 9 or iOS 15.0 or above. Skip page header and navigation Latest offers with HSBC Premier Premier support for overseas education Articles about studying abroad HSBC Premier World Mastercard® Credit Card Spend Instalment on HSBC Vietnam App Investment Linked Insurance Product - Pru-Flexinvest Financial Planning Foreign Exchange Special offers for study abroad Global View and Global Transfers HSBC International Student Program Financial wellbeing management Get sign-up gifts worth up to VND3.5m with your new HSBC TravelOne Credit Card Apply for an HSBC Cash Back Credit Card and get up to VND 2 m cashback! Live it up with an HSBC Live+ Credit Card – enjoy up to VND2.8m worth of sign-up gifts Pay no annual fee when you spend with your HSBC LiveFree Credit Card Latest offers with HSBC Premier Premier support for overseas education Articles about studying abroad HSBC Premier World Mastercard® Credit Card Spend Instalment on HSBC Vietnam App Investment Linked Insurance Product - Pru-Flexinvest Financial Planning Foreign Exchange Special offers for study abroad Global View and Global Transfers HSBC International Student Program Financial wellbeing management Get sign-up gifts worth up to VND3.5m with your new HSBC TravelOne Credit Card Apply for an HSBC Cash Back Credit Card and get up to VND 2 m cashback! Live it up with an HSBC Live+ Credit Card – enjoy up to VND2.8m worth of sign-up gifts Pay no annual fee when you spend with your HSBC LiveFree Credit Card Make your plan a reality today and enjoy HSBCcompetitive interest rate Apply Now for HSBC Home Personal Instalment Loan This link will open in a new window An unsecured loan is one of the bank's loan products without collateral assets. The bank lets you get an unsecured loan based on your creditworthiness shown through income verification as well as credit verification. Unsecured loans can be used for some purposes such as: personal usage, furniture purchase, home renovation, wedding, travel, or pay for other financial consumption needs. For unsecured loans, the limit of each bank will be different. Loan amount could be up to 15 times of salary. The loan tenor is flexible, vary from 12 months to 60 months. Loan interest rates is dissimilar also. It is calculated based on the borrowed amount as well as your personal financial circumstances. Everyone's dreams and goals are different. HSBC Personal Instalment Loan could be the answer to achieving your dreams sooner and easier, with the flexibility that comes from an unsecured personal loan. Quick disbursement within 48 hours Loan amount of up to VND 900 million Flexible loan tenors of up to 60 months Simple and transparent application procedures Interest calculated on a reducing balance Personal Instalment Loan Calculator This calculator is only illustrative. It doesn't mean that you've been approved for a loan or credit facility. Results from the calculator are based on the interest rate at that time. This rate might change during the application and disbursement stages. Rates for a Personal Instalment Loan:16.49%p.a. Fees for a Personal Instalment Loan 150% of applicable interest rate and charge on overdue principle Fees for a Personal Instalment Loan 150% of applicable interest rate and charge on overdue principle Eligibility and required documents Vietnamese citizens who have long-term residence in: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong, Hai Phong, Danang, Hoi An City, Tam Ky , Hue City . Monthly net salary from and above VND 8 million with employment of at least 1 year. Salary paid to a bank account. Personal Instalment Loan application form . In case the current residence address is the SAME as the address on the household registration book: household registration book . If the address is different, the KT3 is required in addition to the temporary residence . Employment contract with the signing date of over one year , or the certification letter of the applicant's position, employment duration and salary . Bank statement which reflects the salary of the last three months. The most recent telephone bill of the current residential address . Please make sure you have carefully read the information under the "Eligibility and required documents" and Terms and Conditions of PIL. Apply now for HSBC Home Personal Instalment Loan This link will open in a new window Lines are open from 9am to 12pm and from 1:30pm to 5:30pm, from Mondays to Fridays. Lines are open from 8am to 10pm daily. Form applying to customers of campaign Form applying to normal customers What are the current applicable interest rates? The current applicable lending interest rates are posted on our public website at https://www.hsbc.com.vn/en-vn/help/rates-and-fees/. Please contact our Contact Center or visit any HSBC branch or transaction office for further support. What is the maximum amount that I can borrow? The loan amount will be reviewed and approved mainly based on the income, other lending liability and credit history. The loan amount can be up-to VND 900 million. Please contact our Contact Center or visit any HSBC branch or transaction office for further support. Can I fully repay the outstanding loan before final due date? Can I request such prepayment at any Bank's Branch/Transactional Office? Borrowers may submit a request for loan prepayment . Subject to the Bank’s approval, Borrower must repay in full the principal plus any accrued interest and fee in VND on the requesting date. Besides, Borrowers will have to pay an early repayment fee as provided in the credit agreement, on the current outstanding principle. Customer may contact any of our Branches/Transactional Offices for assistance or our Hotline at 37247247 for advice. Can I have a personal instalment loan at HSBC to repay my debt at another bank? You can refinance your personal instalment loan with HSBC, on the condition that the existing loan at another bank has not yet undergone any debt rescheduling. When refinancing with HSBC, the tenor of the to-be-refinanced loan must not exceed the remaining tenor of the existing loan at another bank. For example, if your existing loan maturity date is 1 February 2026, then the maturity date of the new loan at HSBC won’t be after that date. Read full FAQs to read the full version of frequently asked questions on loans You might be also interested in Your income, savings and loan – all rolled into one. Enjoy flexibility of your changing needs with our attractive loan. Choose from a range of Credit Cards which best suits your lifestyle. Start financing your dream home in an ideal way today. Write, call or send us a message Visit us at your nearest branch Find answers to your queries or contact us for further help Careers, media, investor and corporate information HSBC Group | © Copyright HSBC Bank Group 2002-2025 All rights reserved This website is designed for use in Vietnam. Cross-border disclosure